Florida’s Bespoke
Mortgage Brokers

Experience a bespoke mortgage process designed for the modern homeowner. Competitive rates, personalized service, and unwavering commitment to your future.

Today's Best Mortgage Rates

LIVE
Loan TypeRateAPR
30-Year Fixed6.25%6.40%
15-Year Fixed5.50%5.65%
5/1 ARM5.00%5.25%
FHA Loan5.75%6.00%
VA Loan5.65%5.85%
Get a Free Rate Comparison

Sample rates for illustration only — not a commitment to lend.

Trusted by Florida Homeowners & Backed by Industry Credentials

NMLS #2822918Licensed & Insured
$1B+ FundedIn Loan Volume
50+ LendersWholesale Network
Same-DayPre-Approvals
5-Star RatedClient Reviews
Simone Castello, Founder of Relay Home Loans

10+

Years of Experience

Who We Are

A Mortgage Partner Who Puts Your Story First

Relay Home Loans is an independent Florida mortgage brokerage founded on a simple belief: financing a home should feel personal, transparent, and built around your goals. We cut through the jargon, shop a wide network of lenders on your behalf, and stay by your side from first call to closing day.

  • Locally owned, Florida-focused mortgage brokerage
  • Independent advice — not tied to a single bank
  • Personalized guidance from application to closing
Learn More About Us

Find the Right Mortgage Loan

Fixed-Rate
Stable payments.
ARM
Flexible rates.
FHA Loans
Low down payment.
VA Loans
Veteran benefits.
USDA Loans
For rural buyers.
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Family relaxing in their new home
0%
No PMI Options
Mortgage Calculator

Estimate Your Affordable Monthly Payment

Take the guesswork out of home financing. Use our simple mortgage calculator to estimate your monthly payment in seconds. With just a few details: loan amount, interest rate, and loan term – you’ll see an accurate breakdown of what your monthly payments could look like. Start planning your next move with confidence today!

Estimate Your Monthly Payment

Couple finalizing their home loan

Simple Loan Process

From pre-approval to closing, we guide you every step of the way with a transparent and easy process.

Start your application

Where We Operate

Serving Homeowners Across Florida

Headquartered in Plantation, FL, Relay Home Loans helps buyers and homeowners secure financing in communities all across the Sunshine State. Wherever you're planting roots, we know the local market and the lenders who serve it.

PlantationMiamiFort LauderdaleBoca RatonWest Palm BeachOrlandoTampaNaplesJacksonvilleSarasotaCoral GablesPembroke Pines
Check Availability in Your Area
Florida homes served by Relay Home Loans
Plantation, FL — Headquarters

13452 NW 6th Drive, Plantation, FL 33325 — licensed to serve the entire state.

Ready When You Are

Let's Get You Pre-Approved Today

It takes just a few minutes to start. Get a personalized rate quote with no obligation and discover how much home you can afford.

Why Choose Relay Home Loans?

We combine industry expertise with a client-first approach to deliver the best mortgage experience possible.

Expert Guidance

Navigate the complex mortgage landscape with a seasoned professional by your side.

Competitive Rates

Access to wholesale rates often lower than what big banks can offer.

Fast Closings

Efficient processing to get you into your new home sooner.

Personalized Service

We take the time to understand your unique financial situation and goals.

Wide Array of Options

From FHA and VA to Jumbo and Conventional loans, we have a solution for you.

Refinancing Solutions

Lower your monthly payments or cash out equity with our refinancing programs.

Modern Luxury Interior

Why Wait?

  • Same-day pre-approvals
  • Access to 50+ lenders
  • Zero hidden fees guarantee
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Request a Free Quote

Fill out the form below and we will get back to you within 24 hours with your best loan options.

By submitting this form, you agree to our privacy policy and terms of service.

Frequently Asked Questions

Have questions? We're here to help you understand the mortgage process.

A mortgage brokerage connects you with multiple lenders instead of just one bank, helping you find better rates and terms tailored to your financial situation.

Client Success Stories

Don't just take our word for it. Here's what our satisfied clients have to say about their home buying journey.

Robert & Sarah J.

Robert & Sarah J.

Miami, FL

"Relay Home Loans made the impossible possible. We had a complex income situation, but they navigated it with ease. We are now happily living in our dream home!"

Michael D.

Michael D.

Fort Lauderdale, FL

"The best rate I could find, period. The process was smooth, transparent, and fast. Highly recommended for anyone looking to refinance."

Amanda L.

Amanda L.

Boca Raton, FL

"As a first-time homebuyer, I was terrified. Relay Home Loans walked me through every step, explained everything clearly, and got me a great deal."

Insights & Updates

From Our Blog

Explore our resource hub by topic — expert guides on grants, tools, and everything in between to help you decide with confidence.

Visit the Resource Hub
We Are Here To Help You

Helping People Achieve Their Dream Of Homeownership!

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Looking to Buy or Refinance a Home? Apply for a loan now.

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Email Address

simone@relayhomeloans.com

Email Us

Call Us

+1 754-354-7662

Contact Us
Happy family in their living room